PMEGP Online Application for Gujarat Telangana get the Loans offered by Govt at kviconline.gov.in/pmegp

PMEGP Online Application Registration in PMEGP Telangana and PMEGP Gujarat states at www.kviconline.gov.in….
Prime Minister Employment Generation Fund (PMEGP) is a subsidy programme that has been linked to credit. The main department tasked with administering this programme is the Ministry of Micro, Small and Medium Enterprises which operates fully under the Government of India. There are two levels of implementing PMEGP. They include:

  • National Level: At the National level, this programme is administered by Khadi and Village Commissions (KVIC) agency.
  • State Level: There are various agencies tasked with the responsibility of administering PMEGP at the state level. They include; Khadi and Village Commissions (KVIC), District Industries Centers (DICs), banks and State Khadi and Village Industries Boards (KVIBs).

What is Khadi and Village Industries Commission (KVIC)?

Khadi and Village Industries Commission abbreviated as KVIC is a governmental controlled agency that is tasked with the responsibility of providing employment to women and youths of India. Through this programme, the youth of India have been able to start cottage industries and make a living from them. This has greatly contributed to the growth of India’s economy since the government is able to get revenue from the new industries created in the Lakh villages throughout the country.

For any person who wishes to directly access the services of KVIC, visiting their offices is highly recommended. Their offices are found close to District Collectors Offices or in other building that houses District Industries Centers at the District headquarters.

Purpose of PMEGP ePortal Scheme
For the purpose of speed and convenience, the Government of India has come up with a PMEGP ePortal scheme that contains every detail concerning PMEGP. The portal was mainly set up for the purpose of generating employment in rural and urban areas by setting self employment for the youth and women.

The portal is also tasked with the role of providing a sustainable and continuous source of employment to traditional artisans that live in rural areas. This helps in reducing congestion in urban areas since the rural to urban migration of youth is placed under control.

How to Fill PMEGP Online Application Form for Individual at www.kvcionline.gov.in

An individual can easily fill a PMEGP form online whenever they want to apply for a loan offered by the government as long as one has access to an internet connection. The step by step guide given below is helpful if your main aim is filling PMEGP form online:

  • On your browser, whether Google Chrome, Mozilla Firefox or Internet Explorer, type in PMEGP Homepage or use https://www.kvcionline.gov.in as the link to the page of PMEGP.
  • Once in the page, click on “How to Apply” option from the tabs that are displayed on the homepage of the site.
  • In the new page that appears, click on “Online Application Form for Individual” This action will automatically redirect you to a new page on the site.
  • Correctly fill in the details required including the Aadhar Card number, name, gender and the state that you reside in. Other details that need to be filed are the type of activity, project cost and the name of your bank.
  • Click on ‘Save’ once all the details have been correctly filled.
PMEGP Online Application Registration

PMEGP Online Application Registration

How to fill PMEGP Online Application Form for Non-Individual at www.kvcionline.gov.in

A group that wishes to fill PMEGP form can also do so online so long as they have an internet connection and a device that can make it easy for them to use the internet. Once all these are in place, the guideline below can be used to fill the form online thus saving the time that would otherwise be used in accessing PMEGP offices.

  • On your browser, type in PMEGP Homepage or use https://www.kvcionline.gov.in as the link to the official page of PMEGP.
  • Once in the page, click on “How to Apply” button from the tabs that are displayed on the homepage of this portal
  • In the new page that appears, click on “Online Application Form for Non-Individual” This action will automatically redirect you to a new page on the portal from where you are to fill in the form.
  • Correctly fill in the details required including the name of your group and the state that you reside in. Other details that need to be filed are the type of activity that the group wishes to venture in, cost of the project and bank account used by the group.
  • Finally, Click on ‘Save’ once you have finished filling in all the information that was required.

PMEGP e-Tracking System

PMEGP e-tracking System was mainly designed for the sole reason of ensuring transparency when it comes to implementing PMEGP. This E-tracking System is also important when it comes to developing the database that is used by the beneficiaries of PMEGP scheme.

With this system in place, cases of corruption are rarely unheard of since the loans are awarded based on the project that an individual or group has. It is also possible to check the status of your PMEGP application by using the e-tracking system. This is easily done on the PMEGP portal by clicking on the “PMEGP e-tracking System” option from the homepage.

PMEGP Loan
The PMEGP loan is given to individuals or non-individuals who have successfully applied for the loan whether through the online portal or by visiting PMEGP offices. This loan is usually disbursed after 3 to 4 months and may sometimes take close to one year depending on the KVIC officials and all the documents that you submitted while sourcing for the loan.

After successfully submitting the application, a meeting with the officials will follow up. Once you have been interviewed by DLFTC, you will have to wait for the results before the file is finally forwarded to the bank that you are registered with.

The bank will then take about 15 days or even 2 months before disbursing the amount into your account. Once the loan has been disbursed, you are to undergo EDP training from where you will be guided

How to Check Free Cibil Score / Credit Score Report using Pan Card Number in paisabazaar.com

Online Procedure for checking Free Cibil Score / Credit Score Report using Pan Card Number in paisabazaar.com or www.cibil.com….
Borrowing any type of loan from a financial lending institution can be quite easy if a person has a good credit report. The credit history is first looked at before a lending institution can trust you with their money. It is for this reason that the CIBIL Score or Credit Score was introduced to help creditors. CIBIL Score is basically a three digit number that ranges from 300 to 900 used in determining whether or not someone is eligible for a loan.

The Credit Score Report is usually obtained based on a person’s credit report that is made up of all the loans and financial transactions that were made initially. People that have a higher Credit Score can easily get access to loans as compared to those who have a lower CIBIL Score.

How Cibil Score / Credit Score is calculated

The CIBIL Score of an individual is calculated by the credit bureau that collect every financial information before coming up with the final report. Some of the factors put into consideration when calculating a CIBIL Score include:

  1. Credit Exposure
    The credit bureau will check all the loans that you currently have before giving you a CIBIL Score and credit utilization. Credit exposure makes up 25% of the total CIBIL Score.
  2. Credit History
    When calculating a CIBIL Score, the credit history is the most looked at information as it showcases how you have paid any previous loans borrowed. This information makes up 30% of the CIBIL calculation.
  3. Credit Duration and Credit mix
    The duration of all loans borrowed together with a credit portfolio is also used when calculating your CIBIL Score. This information makes up 25% of the total CIBIL Score.
  4. Other Factors
    Other things that are also put into consideration when it comes to calculating your CIBIL Score include the previous credit behavior and credit utilization which make up 20% of your CIBIL Score.

Benefits of CIBIL Score

The CIBIL Score is a very important system since it has a number of advantages to both the creditor and debtor. Some of the benefits of a high CIBIL Score include:

  • Getting a loan from financial institutions that offer low interest rates
  • Getting loan approvals
  • Getting a loan within the shortest time possible.
  • Higher loan limits
  • Maintaining a High Credit Score / CIBIL Score is very important since it will help you get financial help without having to strain.

How to Check Free Credit Score Report using Pan Card Number in https://paisabazaar.com

You can easily get your Cibil Score Report / Credit Score Report using your PAN Card number without having to spend a single cent. The only requirements needed is a faster internet connection that will make it easier for you to open the online portal.

Credit Score Report

Free Credit Score Report / Cibil Score Report

You can check your free Credit Score online by following the simple steps given below:

  • On your browser, enter https://paisabazaar.comas the official link to India’s best Loans and Cards Market place.
  • Once in the portal, click on “Free Credit Report” button from the option displayed in this portal’s homepage.
  • You will automatically be redirected to a different page on the site from where you should correctly fill in all the information required. Some of the details required include gender, Full Name, PAN card number, date of birth, email address and mobile number.
  • Confirm your request by accepting the conditions given. This is done by clicking on the small box that is displayed immediately after the details.
  • Click on “Get Free Report” to complete the process. You can check and download the Free CIBIL Score from the Email that you entered.

CIBIL Login Registration Procedure

You can only login into the CIBIL account if you have successfully registered with the system. Registration is done on the CIBIL Website for all Indian Citizens or Permanent Residents who are currently working. One must have a valid email address, PAN Card number and mobile number before being allowed to register on the portal. There are also some payments that need to be made for you to get a Username and Password that will be used when logging into the website.

Once the registration is complete and a Username and password has been generated, you can easily log into CIBIL Portal by using these simple steps:

  • On your browser, enter https://www.cibil.com as the link to the official CIBIL Website page.
  • After the page has successfully opened, click on “Member Login” Option. This option can be clearly seen from the top right corner of this portal.
  • You will automatically be redirected to a new page on the site from where you should enter your username that was generated when registering.
  • Enter your password in the space set aside for this information.
  • Finally, click on “Enter” button to log into CIBIL.

How much CIBIL Score will be accepted for giving Bank Loan

Successfully applying and getting a bank loan can sometimes be difficult especially if you have a low CibilScore. For the banks to trust you with their money, one must have proven that they can easily repay the borrowed amount without being forced. You must also explain how you are going to use the loaned amount before they can finally agree to give you the loan.

Each bank or lending institution has its own minimum CIBIL Score that they look at before giving a loan to an individual or company. However, most banks prefer a CIBIL Score of 750 and above before deciding to give you a loan. Furthermore, if you have a high Credit Score, there is a great possibility of getting the loan with low interest rates.

One can easily achieve a high CIBIL Score by returning the borrowed amount earlier or within the specified time frame. Late payments will affect your Credit score since banks and other creditors will not trust you with their money. Strive to maintain a higher CIBIL Score if you wish to apply for a big loan from a bank or any other financial institution.

NSDL New PAN Card Online Application in https://tin.tin.nsdl.com

Instructions on How to apply a NSDL New PAN Card Online Application in https://tin.tin.nsdl.com and also track the PAN Card Application Status online www.trackpan.utiitsl.com….
The Permanent Account Number (PAN) card is a useful document when it comes to conducting simple financial instructions like applying for a credit/debit card or when opening a new savings bank account.

The new PAN Card contains 10-digit alphanumeric identities that are generated by the Income Tax Department of India. This card is then issued to an individual, Hindu Undivided Family (HUF), company or any other person who may need it.

Before the change in technology, people applied for a PAN Card offline by filling forms and then submitting them to the Income Tax Department. One was also required to give out the supporting documents that acted as proof of identity, date of birth and address.

In this modern era, you can apply for a new PAN Card online although partially. This is due to the fact that you are required to send an acknowledgement receipt to the UTI- Infrastructure Technology (UTIITL) or the National Securities Depository (NSDL) agency that is authorized by the Income Tax Department to support PAN application.

Things to know before you can start Filling form 49A for New Pan Card Online Application
Before you can start applying for the new PAN Card in http://tin.tin.nsdl.com there are a couple of things that you should be aware of. This things are given below:

When filling in the application form, you are required to first fill in your surname before adding your first name. However, your name will be written in the PAN Card starting with the first name followed by your surname.

In the application form, there is a place where your Aadhar card details will be put into use. It is not a must for you to upload images like signature, photo or any other supporting document as they will be displayed on your PAN Card if you have e-KYC and e-sign facility.

There is a different method which you will be required to upload your signature, photograph and any other supporting document that is needed. This is when you are using the e-sign facility option without the e-KYC facility option.

If you are a minor applicant, using the e-sign and e-KYC facility option is not allowed. This also applies to the case where a representative assesse has been appointed.

You can only use e-KYC and e-sign options if your mobile number or email is linked to your Aadhar card. This is because you will have to pass through the Aadhar authentication process when using this methods.

pan card online application

New Pan Card online application

Procedure to Apply for New PAN Card Online Application in https://tin.tin.nsdl.com

  • Visit the NSDL website on your browser using http://tin.tin.nsdl.com as the link to the official NSDL website.
  • Once in the page, click on “Online Application for new PAN ( Form 49A)
  • You will automatically be redirected to a different page on the site from where you are to click on “Application Type”. In this option, choose the form that is applicable to you. If you are a resident individual, you should choose form 49A. Non-residents individuals should choose form 49AA while foreign nationals will select NRIs.
  • In the category section, select “Individual”
  • Complete all the information required including name, date of birth, Email ID and mobile number.
  • Enter the Captcha displayed and click on “Submit” button. Once this is done, a token number will be generated. To continue with the application, click on the link that was sent to you.
  • A new web page will be displayed on your screen. From the page, you will see three options from which you are to select one to continue with the application. These options are submit digitally through e-KYC and e-sign, submit scanned images through e-sign and forward application document physically. Select the first option
  • Fill in your personal details including the Aadhar number and name of your parents.
  • Click on “Next” and a new web page will be displayed requiring you to fill additional personal details.
  • Correctly fill in the details such as address and source of income and click on “Next”
  • You will then be asked to choose and upload any supporting document together with your signature and photograph. The signature should be written using black ink.
  • After uploading the documents, you will have to pay Rs115.90 without including any bank charge. This can be done using a debit or credit card.
  • Once the payment is made, you will undergo the Aadhar authorization process. A One Time Pin (OTP) will then be sent to your email or mobile number that is linked to your Aadhar card.
  • If the authentication process is successful, print the receipt that has a 15 digit-unique acknowledgment, sign it and submit it to the NSDL office.

How to check Pan Card Application Status in tin.tin.nsdl.com

You can easily check the application status of your PAN Card online as there are two websites that can be used.

  • Access the NSDL PAN Card application status tracking page on https://tin.tin.nsdl.com/pantan/StatusTrack.html
  • Once in the page, select the application type. In this case, you will choose PAN- New/Change Request.
  • In the space set aside for the acknowledgment number, enter the number as received in your email from NSDL after successfully completing the application procedure.
  • Enter the Captcha displayed in the image.
  • Click on “Submit” and you will view your PAN Card application status.

How to check Pan Card online application status on www.trackpan.utiitsl.com

  • Open the UTITSL PAN Card application page on your browser: https://www.trackpan.utiitsl.com/PANONLINE/
  • Correctly enter the application coupon number that was initially sent to your email by UTITSL after completing the application process.
  • You can also decide to enter your PAN Card number instead of the application coupon number
  • Enter the Captcha code as displayed in the image.
  • Click on “Submit” button and check whether your PAN Card has been issued successfully or not