Category: How To

How to Check Free Cibil Score / Credit Score Report using Pan Card Number in

Online Procedure for checking Free Cibil Score / Credit Score Report using Pan Card Number in or….
Borrowing any type of loan from a financial lending institution can be quite easy if a person has a good credit report. The credit history is first looked at before a lending institution can trust you with their money. It is for this reason that the CIBIL Score or Credit Score was introduced to help creditors. CIBIL Score is basically a three digit number that ranges from 300 to 900 used in determining whether or not someone is eligible for a loan.

The Credit Score Report is usually obtained based on a person’s credit report that is made up of all the loans and financial transactions that were made initially. People that have a higher Credit Score can easily get access to loans as compared to those who have a lower CIBIL Score.

How Cibil Score / Credit Score is calculated

The CIBIL Score of an individual is calculated by the credit bureau that collect every financial information before coming up with the final report. Some of the factors put into consideration when calculating a CIBIL Score include:

  1. Credit Exposure
    The credit bureau will check all the loans that you currently have before giving you a CIBIL Score and credit utilization. Credit exposure makes up 25% of the total CIBIL Score.
  2. Credit History
    When calculating a CIBIL Score, the credit history is the most looked at information as it showcases how you have paid any previous loans borrowed. This information makes up 30% of the CIBIL calculation.
  3. Credit Duration and Credit mix
    The duration of all loans borrowed together with a credit portfolio is also used when calculating your CIBIL Score. This information makes up 25% of the total CIBIL Score.
  4. Other Factors
    Other things that are also put into consideration when it comes to calculating your CIBIL Score include the previous credit behavior and credit utilization which make up 20% of your CIBIL Score.

Benefits of CIBIL Score

The CIBIL Score is a very important system since it has a number of advantages to both the creditor and debtor. Some of the benefits of a high CIBIL Score include:

  • Getting a loan from financial institutions that offer low interest rates
  • Getting loan approvals
  • Getting a loan within the shortest time possible.
  • Higher loan limits
  • Maintaining a High Credit Score / CIBIL Score is very important since it will help you get financial help without having to strain.

How to Check Free Credit Score Report using Pan Card Number in

You can easily get your Cibil Score Report / Credit Score Report using your PAN Card number without having to spend a single cent. The only requirements needed is a faster internet connection that will make it easier for you to open the online portal.

Free Credit Score Report / Cibil Score Report

You can check your free Credit Score online by following the simple steps given below:

  • On your browser, enter https://paisabazaar.comas the official link to India’s best Loans and Cards Market place.
  • Once in the portal, click on “Free Credit Report” button from the option displayed in this portal’s homepage.
  • You will automatically be redirected to a different page on the site from where you should correctly fill in all the information required. Some of the details required include gender, Full Name, PAN card number, date of birth, email address and mobile number.
  • Confirm your request by accepting the conditions given. This is done by clicking on the small box that is displayed immediately after the details.
  • Click on “Get Free Report” to complete the process. You can check and download the Free CIBIL Score from the Email that you entered.

CIBIL Login Registration Procedure

You can only login into the CIBIL account if you have successfully registered with the system. Registration is done on the CIBIL Website for all Indian Citizens or Permanent Residents who are currently working. One must have a valid email address, PAN Card number and mobile number before being allowed to register on the portal. There are also some payments that need to be made for you to get a Username and Password that will be used when logging into the website.

Once the registration is complete and a Username and password has been generated, you can easily log into CIBIL Portal by using these simple steps:

  • On your browser, enter as the link to the official CIBIL Website page.
  • After the page has successfully opened, click on “Member Login” Option. This option can be clearly seen from the top right corner of this portal.
  • You will automatically be redirected to a new page on the site from where you should enter your username that was generated when registering.
  • Enter your password in the space set aside for this information.
  • Finally, click on “Enter” button to log into CIBIL.

How much CIBIL Score will be accepted for giving Bank Loan

Successfully applying and getting a bank loan can sometimes be difficult especially if you have a low CibilScore. For the banks to trust you with their money, one must have proven that they can easily repay the borrowed amount without being forced. You must also explain how you are going to use the loaned amount before they can finally agree to give you the loan.

Each bank or lending institution has its own minimum CIBIL Score that they look at before giving a loan to an individual or company. However, most banks prefer a CIBIL Score of 750 and above before deciding to give you a loan. Furthermore, if you have a high Credit Score, there is a great possibility of getting the loan with low interest rates.

One can easily achieve a high CIBIL Score by returning the borrowed amount earlier or within the specified time frame. Late payments will affect your Credit score since banks and other creditors will not trust you with their money. Strive to maintain a higher CIBIL Score if you wish to apply for a big loan from a bank or any other financial institution.

NSDL New PAN Card Online Application in

Instructions on How to apply a NSDL New PAN Card Online Application in and also track the PAN Card Application Status online….
The Permanent Account Number (PAN) card is a useful document when it comes to conducting simple financial instructions like applying for a credit/debit card or when opening a new savings bank account.

The new PAN Card contains 10-digit alphanumeric identities that are generated by the Income Tax Department of India. This card is then issued to an individual, Hindu Undivided Family (HUF), company or any other person who may need it.

Before the change in technology, people applied for a PAN Card offline by filling forms and then submitting them to the Income Tax Department. One was also required to give out the supporting documents that acted as proof of identity, date of birth and address.

In this modern era, you can apply for a new PAN Card online although partially. This is due to the fact that you are required to send an acknowledgement receipt to the UTI- Infrastructure Technology (UTIITL) or the National Securities Depository (NSDL) agency that is authorized by the Income Tax Department to support PAN application.

Things to know before you can start Filling form 49A for New Pan Card Online Application
Before you can start applying for the new PAN Card in there are a couple of things that you should be aware of. This things are given below:

When filling in the application form, you are required to first fill in your surname before adding your first name. However, your name will be written in the PAN Card starting with the first name followed by your surname.

In the application form, there is a place where your Aadhar card details will be put into use. It is not a must for you to upload images like signature, photo or any other supporting document as they will be displayed on your PAN Card if you have e-KYC and e-sign facility.

There is a different method which you will be required to upload your signature, photograph and any other supporting document that is needed. This is when you are using the e-sign facility option without the e-KYC facility option.

If you are a minor applicant, using the e-sign and e-KYC facility option is not allowed. This also applies to the case where a representative assesse has been appointed.

You can only use e-KYC and e-sign options if your mobile number or email is linked to your Aadhar card. This is because you will have to pass through the Aadhar authentication process when using this methods.

New Pan Card online application

Procedure to Apply for New PAN Card Online Application in

  • Visit the NSDL website on your browser using as the link to the official NSDL website.
  • Once in the page, click on “Online Application for new PAN ( Form 49A)
  • You will automatically be redirected to a different page on the site from where you are to click on “Application Type”. In this option, choose the form that is applicable to you. If you are a resident individual, you should choose form 49A. Non-residents individuals should choose form 49AA while foreign nationals will select NRIs.
  • In the category section, select “Individual”
  • Complete all the information required including name, date of birth, Email ID and mobile number.
  • Enter the Captcha displayed and click on “Submit” button. Once this is done, a token number will be generated. To continue with the application, click on the link that was sent to you.
  • A new web page will be displayed on your screen. From the page, you will see three options from which you are to select one to continue with the application. These options are submit digitally through e-KYC and e-sign, submit scanned images through e-sign and forward application document physically. Select the first option
  • Fill in your personal details including the Aadhar number and name of your parents.
  • Click on “Next” and a new web page will be displayed requiring you to fill additional personal details.
  • Correctly fill in the details such as address and source of income and click on “Next”
  • You will then be asked to choose and upload any supporting document together with your signature and photograph. The signature should be written using black ink.
  • After uploading the documents, you will have to pay Rs115.90 without including any bank charge. This can be done using a debit or credit card.
  • Once the payment is made, you will undergo the Aadhar authorization process. A One Time Pin (OTP) will then be sent to your email or mobile number that is linked to your Aadhar card.
  • If the authentication process is successful, print the receipt that has a 15 digit-unique acknowledgment, sign it and submit it to the NSDL office.

How to check Pan Card Application Status in

You can easily check the application status of your PAN Card online as there are two websites that can be used.

  • Access the NSDL PAN Card application status tracking page on
  • Once in the page, select the application type. In this case, you will choose PAN- New/Change Request.
  • In the space set aside for the acknowledgment number, enter the number as received in your email from NSDL after successfully completing the application procedure.
  • Enter the Captcha displayed in the image.
  • Click on “Submit” and you will view your PAN Card application status.

How to check Pan Card online application status on

  • Open the UTITSL PAN Card application page on your browser:
  • Correctly enter the application coupon number that was initially sent to your email by UTITSL after completing the application process.
  • You can also decide to enter your PAN Card number instead of the application coupon number
  • Enter the Captcha code as displayed in the image.
  • Click on “Submit” button and check whether your PAN Card has been issued successfully or not

WB Search West Bengal Land Record Details

How to Search West Bengal Land Records Information in WB Registration website i.e…..
The government of West Bengal has also not been left behind when it comes to the use of modern technology and online platforms. Citizens of West Bengal can now get all related services from WB Registration website that is operated by the Government of West Bengal.

With the computerization of Registration services comes the benefit of improved services to the citizens as they are now user friendly and quicker. Initially, people would have to travel long distances in order to access the Registration offices and hence get the services that they are looking for. This long trips proved to be costly since one had to incur transport costs to and from the registration offices. Expenses spent might sometimes be wasted since a person may arrive at the offices during late hours when they have already been closed.

The introduction of WB Registration website has eased the cost of doing things since a person can access it at any particular time that they term appropriate from the comfort of their house. Any information which you may need is readily available so long as you have an account with the website.

What we get in Website

There are quite a number of services that citizens of West Bengal can enjoy by simply accessing the WB Registration website. Initially, these services could only be accessed by visiting the West Bengal Registration offices which were in different locations. With the introduction of WB Registration, citizens no longer have to access the offices when they are in need of an urgent service. Some of the services offered in WB Registration website include:

WB registration website

  • Registration of title deeds by land owners residing in West Bengal. This option is further divided into subsections that guide you on how to register a deed, apply for a refund in e-payment, check the current status of a deed and download a model of the deed.
  • You can also be able to locate the direction of a registration office from the website. All you have to do is access the official page of WB Registration and click on ‘Locate Registration Office’
  • A person can also search for a registration that is made under the sellers, buyers or party name.
  • It is also possible to know the market value of land from this website.

How to Search for WB Registration made by Seller/Buyer/Party Name in

Searching for Registration made by a buyer, seller and party name can be easily done on WB Registration website so long as a person has an internet connection, a device for accessing the internet and login credentials needed to access the site. Once all these are in place, anyone can get into the website and search for Registration made by Seller, Buyer and Party Name by following the steps given below:

  1. On your browser, click on the link of WB Registration website. This action will automatically take you to the official page of WB Registration.
  2. On the homepage of this website, select ‘By Seller/Buyer/Part Name’ option from the Search of Registration Made (Index) tab. This action will automatically redirect you to a different page of the site.
  3. In the new page, correctly fill in the details required such as first name, last name and the year.
  4. After filling all the credentials needed, click on display button after which you will see a full list of registration made by buyer, seller and party name. If every detail is correct, you have the option of printing it out for future reference.

How to Search for WB Registration made by Transacted Property Details in

Anyone can easily search for Registration made by transacted property details in website by following the step by step explanation given below:

  • On your browser whether Google Chrome, Mozilla Firefox or Internet Explorer type in as the link for accessing the official page of WB Registration.
  • On the homepage of the website, click on ‘Search by Transacted Property Details’ option from the Search of Registration Made (Index) tab. This action will automatically redirect you to a different page of the site.
  • In the new page that appears, correctly fill all the details required. These details include property district, local body, the district of registration, property Thana and year.
  • Once all the details have been correctly filled, select the option that you wish to use i.e. Road Wise Search or Mouza Wise Search.
  • Confirm all the details that you have just entered and click on ‘Display’ to complete the process. You can opt to print the details if you wish to use it on a later date.

How to display Market Value of Land in

Displaying the market value of land has never been the same thanks to the introduction of WB Registration website. Now everyone can carry out this task online within a few minutes so long as you have a fast internet connection. The steps below can help you in displaying the market value of land in Website.

  • On your browser, enter as the link to the official WB Registration website.
  • On the homepage of this site, select ‘Market Value of Land’ option from the tab that reads ‘ Calculators For’
  • In the new page that appears, correctly fill in the details required. These details include; phone number, district, Thana, Khatian number and road zone.
  • Now choose the proposed land use, area of land, nature of the land and any other additional information concerning land.
  • Confirm whether all the details are correctly keyed in before you click on ‘Display’.

You will now be able to see all the information regarding the market value of land. You have the option of printing the market value of land if you wish to use it on a later date.